Can i use apple pay at pnc atm

now offers its customers access to Apple Pay, a new mobile payment service.

By adding a credit or debit card to Apple Pay, the actual card numbers are not stored on the device or Apple servers. Instead, a unique device account number is assigned, encrypted and stored on the customer's device. Each transaction is authorized with a one-time unique dynamic security code, instead of using the security code from the back of the card.

"It replaces the card number with an encrypted number so when you run your transaction with a merchant, all you're sharing is an encrypted number that really can't be replicated or used for another transaction," said Regional Manager Jim Nowak.

Apple Pay works with iPhone 6 and iPhone 6 Plus. Paying for goods and services within apps with Apple Pay is compatible with iPhone 6, iPhone 6 Plus, iPad Air 2 and iPad mini 3.

The first step is an easy one, simply add your card into your phone using the passbook app. Then when it comes time to pay, select the card you want to use, hold your phone over the terminal, put your thumb on the sensor to approve, and a slight vibration will let you know the transaction went through.

Nowak says they're now educating staff to help customers handle this new technology.

"We're getting a lot of inquiries, lot of customers asking about it, and anticipate it's going to grow pretty quickly," he said.

For other information about Apple Pay, click HERE.

Here are answers to FAQ that customers need to know:

How do I add my PNC card to Apple Pay?

There are two different ways to add your PNC debit and credit cards to Apple Pay. If you already have a PNC debit or credit card on file with iTunes, you can add it to Apple Pay by entering the security code on the back of your card.

To add a new or second PNC card to Apple Pay, use your device camera to enter your card information or type it in manually. To view the PNC debit and credit cards you have enrolled in Apple Pay or to add a new PNC debit or credit card, open the Passbook app on your iPhone 6 or iPhone 6 Plus.

How do I use Apple Pay?

In order to use Apple Pay, your iPhone 6 or iPhone 6 Plus must be running iOS 8.1 or above. When making purchases at a retailer that has a contactless payWave terminal, hold your iPhone 6 or iPhone 6 Plus over the terminal and accept the charge with your fingerprint or passcode. A subtle vibration and beep lets you know your purchase was successful.

You can also use Apple Pay to pay with a single touch in apps. At checkout select "Apple Pay" and place your finger on Touch ID or use your Passcode or Password on your device to make the payment.

Where can I use Apple Pay?

Visit Apple Pay site for a list of participating merchants.

How is my information protected when using Apple Pay?

With Apple Pay, instead of using your actual credit and debit card numbers, when you add your card to Passbook a unique device account number is assigned, encrypted and stored on a dedicated chip on your iPhone. When you make a purchase, the device account number, along with a transaction-specific dynamic security code is used to process your transaction. So your actual credit or debit card numbers are never shared with merchants or transmitted with payment.

What should I do when I receive a renewed or replacement card?

When a card enrolled in Apple Pay expires, you will be sent a physical card with a new expiration date. PNC will automatically update your card information with Apple Pay for you.

For any cards replaced due to loss, theft or fraud, you will need to add the card to Apple Pay as if it were new – either using the device camera or manually adding the card information.

What if my iPhone is lost or stolen?

If your iPhone is ever lost or stolen, you can use Find My iPhone to easily suspend the device-only account number or call PNC Bank using the number found on the back of your card. You can continue to make purchases using your physical card.

What if I need to return an item?

The return process varies by merchant. You may need to present a receipt from the merchant to return the item. To complete the return, hold your Apple Pay enabled device over the contactless payment terminal and wait for the slight vibration of the device to confirm the refund.

Will Apple Pay be available on my Android Phone?

PNC intends to allow cardholders to use similar services with other mobile devices, including Android phones. Stay tuned for more information.

Will I continue to earn rewards or points with my PNC credit and debit cards using Apple Pay?

If you are in a reward program, you will continue to earn rewards or points for purchases made using your physical card or through your card in Apple Pay.

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