Copyright 2001- Fair Isaac Corporation. All rights reserved.
IMPORTANT INFORMATION:
All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.
PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Further information is available in our FICO Data Privacy Policy. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. More details on software and accessibility are available at WebAIM.org.
First Tech Federal Credit Union Platinum Rewards MasterCard®
First Tech Federal Credit Union Platinum Rewards MasterCard®
Compare this card
- Card details
- Card details
Card details
Introductory 0% APR on balance transfer for 12 months
Earn 10,000 Rewards Points when you spend $2,000 in your first two months
Rewards Points for every dollar spent
As low as 10.24% APR
Rates, fees & offers
- Annual fee
$0
- Rewards rate
1x
- Bonus offer
Earn 10,000 Rewards Points when you spend $2,000 in your first two months.
- Intro
APR
0% on balance transfers for 12 billing cycles
- Ongoing APR
APR: 10.24%-18.00% Variable APR
Cash Advance APR: 18.00%, Variable
- Foreign transaction fee
None
Recommended credit score
630850average - excellent
Compare to other cards
Not sure which card is best for you?
Take a simple quiz to find out
- Home
- Credit cards
- First Technology Federal Credit Union credit cards
- Choice Rewards World Mastercard®
Choice Rewards World Mastercard® from First Technology Federal Credit Union — all information about the credit card.
Updated September 12, 2022
Learn more
Recommended credit score
Good to Excellent (670-799)
Rewards Rate:
- 2x Rewards Points for every $1 spent on groceries, gas, electronics, medical, household goods and telecommunications.
- 1x Reward Point for every $1 spent on all other purchases.
Intro Offer:
- 20,000x Bonus Rewards Points when you spend $3,000 in the first 60 days.
Annual Fee:
$0
Purchase Intro APR:
None
Regular APR:
10.50% - 18.00% Variable
Balance Transfer APR:
10.50% - 18.00% Variable
Show more
We recommend more cards
Capital One Quicksilver Cash Rewards Credit Card
17.99% - 27.99%
Regular APR
1.5%
Cash Back on every purchase.
Apply now
On Capital One‘s site
Capital One VentureOne Rewards Credit Card
17.99% - 27.99%
Regular APR
5x
Miles per dollar on hotels and rental cars booked through Capital One Travel.
Apply now
On Capital One‘s site
Capital One SavorOne Cash Rewards Credit Card
17.99% - 27.99%
Regular APR
3%
Cash Back on dining, entertainment, popular streaming services and at grocery stores.
Apply now
On Capital One‘s site
First Technology Federal Credit Union Choice Rewards World Mastercard® Rewards Calculator
All benefits
Points
- 2x On groceries, gas, electronics, medical, household goods and telecommunications.
- 1x On all other purchases.
Travel
- MasterRental Coverage:
- Mastercard car rental insurance covers your rental vehicle against physical damage and theft.
- Lost or Damaged Luggage:
- Reimbursement for the actual cost of repairing or replacing your checked or carry-on luggage and personal property contained therein that is lost or damaged.
- Trip Cancellation:
- If you're unable to take a trip due to an unforeseeable event, a trip cancellation policy will reimburse you for your prepaid, forfeited and non-refundable costs.
- Master RoadAssist®:
- A roadside assistance plan helps schedule and pay for emergency roadside services if you're stranded on the side of the road.
- Mastercard Travel & Lifestyle Services:
- As a World Mastercard® cardholder, you have access to Mastercard® Travel & Lifestyle Services, a suite of benefits, amenities and upgrades, preferential treatment and premium travel offers from best-in-class travel companies across hotels, air travel, tours, cruises, car rentals and more.
- Mastercard Airport Concierge™:
- Enjoy a 15% savings on Airport Meet and Greet services. Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 700 destinations worldwide 24 hours a day, 7 days a week, 365 days a year.
- Baggage Delay:
- Baggage Delay provides reimbursement for the purchase of clothing, toiletries, and other essential items if a traveler’s luggage is delayed for a specified period of time.
Rate and fee information
Purchase Intro APR
- None
Purchase APR
- 10.50% - 18.00% Variable
Intro Balance Transfer APR
- 0% Introductory APR for the first twelve billing cycles on balances transferred during the first 90 days after account opening
Balance Transfers APR
- 10.50% - 18.00% Variable
APR for Cash Advances
- 11.50% - 18.00% Variable
How to Avoid Paying Interest
- Your due date is at least 21 days after the close of each billing cycle. You will not be charged interest on purchases if you pay your entire balance by the due date each month. You will be charged interest on cash advances and transfers as of the transaction date.
Fees
Annual Fee
- $0
Fees for Balance Transfer
- None
Fees for Cash Advances
- None
Return Payment
- Up to $25
Late Payment
- Up to $25
View all Rates & Fees
Pros & Cons
Pros:
- No Annual Fee
- No Foreign Transaction Fee
- Intro APR period on balance transfers
Cons:
- No Intro APR period on purchases
Features
- Low interest
- No Annual Fee
- No foreign transaction fees
- Rewards
- Bonus points
- Lost Luggage Reimbursement
- Baggage Delay Insurance
- Trip Cancellation
- Auto Rental Insurance
- 24/7 Travel Assistant
- Good Credit
- Excellent Credit
About the issuer
First Technology Federal Credit Union has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Compare with other cards
Good credit score
Upgrade Cash Rewards Visa®
Recommended credit score
Fair to Excellent (580-799)
None
Annual Fee
14.99% - 29.99%
Regular APR
1.5%
Cash Back on payments.
None
Purchase Intro APR
Apply now
On Upgrade‘s website
Upgrade Triple Cash Rewards Visa®
Recommended credit score
Fair to Excellent (580-799)
None
Annual Fee
14.99% - 29.99%
Regular APR
3%
Cash Back on Home, Auto and Health categories.
None
Purchase Intro APR
Apply now
On Upgrade‘s website
Capital One Spark Cash Select - $500 Cash Bonus
Recommended credit score
Excellent (740-799)
None
Annual Fee
16.24% - 22.24%
Regular APR
5%
Cash Back on hotels and rental cars booked through Capital One Travel.
None
Purchase Intro APR
Apply now
On Capital One‘s site
First Technology Federal Credit Union Choice Rewards World Mastercard® is an option for those, who need Classic features. With an APR of 10.50% - 18.00% and $0 annual fee this credit card can easily cover your simple everyday demands. For high approval odds you need to have Good to Excellent (670-799) credit score. With First Technology Federal Credit Union Choice Rewards World Mastercard® you will get such features as Low interest, No Annual Fee, No foreign transaction fees, etc. To make sure about either this credit card is good for you or not compare it with other cards with similar features.
Another popular cards for you
Best for For bad credit
Petal® 1 "No Annual Fee" Visa®
WebBank
Recommended credit score
No Credit History to Good (0-739)
None
Annual Fee
22.99% - 32.49%
Regular APR
2% - 10%:
Cash Back at select merchants.
None
Purchase Intro APR
Apply now
On WebBank‘s site