Buy today, and pay in 4 installments with Zip.
What is Zip?
Zip gives you the freedom and flexibility to get what you want now and pay for it over time.
How much does Buy Now, Pay Later cost?
Zip charges a small convenience fee ranging from $1 to $4 (based on the cost of your item) that is added to each installment.
Under $200 | $1 per installment ($4 over 6 weeks) |
$200-$400 | $2 per installment ($8 over 6 weeks) |
$401-$600 | $3 per installment ($4 over 6 weeks) |
Over $600 | $4 per installment ($8 over 6 weeks) |
When are my Buy Now, Pay Later payments due?
Zip splits your purchase into 4 easy installments. Your first payment is due at checkout. Zip will bill the remaining three payments to your credit or debit card automatically, every two weeks.
At Checkout | 2 weeks | 4 weeks | 6 weeks |
Which listings are compatible with Buy Now, Pay Later?
Many listings on Swappa support Buy Now, Pay Later -- but finding a compatible listing is easy. Look for the Buy Now, Pay Later badge or Zip logo, or use the filter function to find compatible listings.
How to shop with Zip?
Find the perfect tech deal
Look for the Buy Now, Pay Later icon or filter search results to display compatible listings
Checkout with Buy Now, Pay Later
Choose Buy Now, Pay Later in the payment screen at checkout and get approved immediately
Enjoy your tech now, pay over time
Pay the first installment (25%) at checkout and the rest over time.
Frequently Asked Questions (FAQs)
Signing up for Buy Now, Pay Later is easy.
- Select Buy Now, Pay Later from the payment screen at checkout.
- Zip will ask for your mobile number and a few personal details such as your name, date of birth, and where you live. (Don’t worry; there’s no hard credit check, so this won’t impact your credit score.)
- Continue through the checkout process like normal. Simple as that.
Swappa verifies listings before they go live, so returns are extremely rare. However, items are occasionally damaged in shipping and a return has to be made.
Contact Swappa Support and open a support ticket to initiate a return. After a return is approved, Swappa will notify Zip. Once Zip is notified, all future payments will be canceled, and you will get a full refund for what you’ve paid so far. In the event of a partial refund, future installments are reduced or canceled first, and paid installments are refunded after.
Buy Now, Pay Later is open to nearly every Swappa member. In order to use Buy Now, Pay Later, you must:
- Be 18 years or older
- Live in the US
- Have a valid mobile number
- Make your purchase using a valid credit or debit card
Based on current US state tax laws, Swappa is required to calculate and collect sales tax for transactions destined to states where marketplace facilitator taxes apply. Swappa keeps a list of these states on Swappa's primary taxes page here.
Swappa does not charge any additional fees for calculating taxes, and the collection process applies to all sales on Swappa regardless of where the seller is located, as this is generally calculated according to the buyer’s shipping address. However, some states may calculate taxes based on where the seller is located. Read more here.
Eligibility criteria apply. CA resident loans made or arranged pursuant to a California Finance Lenders Law license. For full terms and conditions, visit Zip Terms of Service .
BNPL = Buy Now, Pay Later
Disclosure: This site contains affiliate links to other sites. We may receive commissions for purchases made through these links.
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Helpful Links
Swappa's typical response time for help requests is around 20 minutes... That's really fast
Shop Apple
Pay for your next purchase at Apple in 4 installments over 6 weeks when you check out with Zip, previously Quadpay.
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Enjoy your purchase now with only 25% of the cost due upfront, and the rest over 6 weeks.
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How to use Zip at Apple
- Download the Zip app
- Search for Apple
- Add your favorites to cart, then tap 'Pay with Zip' at checkout
- Your purchase is split into 4 installments, spread over 6 weeks
- Home
- Shop
- Apple
Known as one of the most innovative technology companies in the world, Apple is a the multinational company that designs, develops and sells industry-leading electronic goods like Mac laptops, iPhones, air pods, iPads and more. Apple brings the future to you with cutting-edge technology and software. Their products inspire creativity and provide entertainment through multiple avenues like Apple TV where you can stream hundreds of popular and original shows or movies.
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Customer Reviews
4.9 App Store361K+ ratings
Reviews from
Love it
Quick and simple, easy to use, and very handy when you need a little extra help.
ShannonVerifiedMar 19, 2022
Zip was so easy to use no hassles about…
Zip was so easy to use no hassles about what store you can make purchases at, no hidden fees, easy to sign up, I will definitely continue to use ZIP
MollyVerifiedMar 16, 2022
Very easy to use small payments great…
Very easy to use small payments great when you see something and don’t have total amount at the time just zip that’s it
Cheryl MillerVerifiedMar 16, 2022
Great
I was able to purchase the tennis shoe that I wanted with Zip right away. Using Zip made it easier for me financially seeing as how I am on a tight budget
Brigid HeronVerifiedMar 11, 2022
Love Zip!!
Love Zip!! So convenient and easy to use. Also helpful for family on a budget
Ashleigh WVerifiedMar 11, 2022
I absolutely love zip
I absolutely love zip! They help me keep up with the latest trends by allowing me to payments. I’m so grateful to have them and now my mother and husband love them too.
Ashley BrazzellVerifiedMar 01, 2022
I used Zip on Fashion Nova and Amazon
I used Zip on Fashion Nova and Amazon, it’s really nice to be able to shop Zip.
RakellaVerifiedFeb 28, 2022
Fast & Easy
I found the store I wanted to purchase from, made my order, pushed “pay w/zip”….BAM done😊. Thank you zip
Lucinda PhillipsVerifiedFeb 27, 2022
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Buy now, pay later anywhere with the Zip Chrome extension.
Frequently Asked Questions
Yes! Zip, previously Quadpay, allows you to shop your favorite brands now and pay later. Shop anywhere and split your purchase in 4 installments over 6 weeks with the Zip app.