Community Rating | Strongly not recommended |
Purchase APR (Variable APR) | 29.99% |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 650 - 840 |
Annual Fee | N/A |
Number of Reviews | 10 |
Ashley Furniture Credit Card Review
This is a store credit card issued by Synchrony Bank. If you're wondering whether Ashley Furniture credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 18 months, which is longer than the average 0% APR period of 12 months.
- Signup bonus. Offers a signup bonus of up to $50 if you spend $2500.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.99%
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Ashley Furniture credit card
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Ashley Furniture credit card FAQ
Does Ashley Furniture credit card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Ashley Furniture credit card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Ashley Furniture credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.
Ashley Furniture Credit Card has a variable purchase APR of 29.99%.
Does Ashley Furniture credit card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 18 months.
Ashley Furniture Credit Card Balance TransfersBalance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 18 months |
Does Ashley Furniture credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.
What are the fees for Ashley Furniture credit card?
The following fees apply:
Ashley Furniture credit card FeesAnnual Fee | |
Returned Payment Fee | $28 |
Late Payment Fee | $39 |
What is the customer service phone number for Ashley Furniture credit card?
The Ashley Furniture credit card customer service number is (866) 226-5638.
What is the support contact email for Ashley Furniture credit card?
The support contact email for Ashley Furniture credit card is .
What is the Ashley Furniture credit card login page?
You can access the Ashley Furniture credit card login page here.
How do people rate the customer service and user experience of Ashley Furniture credit card?
Overall, Ashley Furniture credit card is strongly not recommended based on community reviews that rate customer service and user experience.
Does Ashley Furniture Credit Card report your account activity to credit bureaus?
Yes, Ashley Furniture Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Ashley Furniture credit card
- Visit the Ashley Furniture credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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