Capital one auto finance phone number payment

Pay your Capital One Auto Finance bill

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Customer Base Overlap

Customers that follow Capital One Auto Finance most often also follow:

Basic requirements to qualify for our refinancing program include the following:

Vehicles must be 10 years old or newer.

Payoff amount on your current auto loan must be between $7,500 and $50,000. Your maximum loan amount may be based on your income, key credit characteristics, and the vehicle you are refinancing.

Your current loan must not be with Capital One Auto Finance.

Your current lender must be 1) currently reporting your loan to a major credit bureau, 2) FDIC or NCUA insured, or 3) both Better Business Bureau Accredited and a state registered lender or state registered auto dealer. Most banks, credit unions, and larger auto finance companies meet these requirements.

At least one applicant/co-applicant must be listed as a registered owner on the vehicle title.

You must be up to date on payments for both your existing loan and if applicable, your mortgage loan.

Capital One finances new and used cars, light trucks, minivans, and SUVs that will be used for personal use.

Capital One does not refinance vehicle makes no longer in production (such as Suzuki or Isuzu), commercial vehicles, motorcycles, recreational vehicles (RVs), ATVs, boats, camper vans, motor homes, vehicles with a history of chronic malfunctions and/or manufacturer or dealer buyback (alternatively referred to as a lemon) vehicles, salvage title vehicles, branded title vehicles, lease buyouts or vehicles without a Vehicle Identification Number (VIN) or title issued. We may determine a vehicle to be commercial or otherwise ineligible based on the model and/or information provided to us.

Checking & Savings

Setting up AutoPay

Set up automatic payments for your schedule.

Support | Short Read

Credit Cards

Your payment due date

Choose your payment due date online for more control over your finances.

Support | Short Read

Fast answers are at your fingertips. You can search the Support Center or chat with Eno, Capital One’s digital assistant.

Credit Card support

  • Personal credit cards

  • Small Business

  • Collect call support if you're outside the U.S.

Banking support

  • Capital One Retail

  • Small Business

Loans support

  • Auto Financing

  • Personal loans

Other accounts and services

  • Canada Accounts

  • UK Accounts

  • Servicemembers Civil Relief Act (SCRA) and Military Servicing

  • Flex Pay

  • Capital One Investing Online Accounts

Call customer service for live support

1-877-383-4802 For faster customer service, please use the links above to contact the appropriate customer service center for your specific needs.

Contact us by U.S. Mail

Find the right address to mail Capital One about the following issues:

  • Mailing a credit card payment

  • General correspondence

  • Investigating a misapplied payment

  • Disputing a credit card charge

  • Reporting suspected credit card fraud

Having trouble accessing Capital One?

Check out the current status of Capital One services. 

1.

How can I access my auto loan online?

As a new or current customer, simply enroll in Online Banking to access your auto loan account online. You’ll need your last name, social security number, and date of birth. If you have questions, please contact us.

2.

How can I update my personal information?

You can update your personal information online. First, sign in. Then go to your 'Profile' page to edit your personal information.

3.

How do I dispute information on my credit report?

Please submit a written statement with the reason for dispute and any supporting documentation to:

ATTN: COAF Credit Bureau Dispute
Capital One Auto Finance
PO Box 259407
Plano, TX 75025-9407

4.

Where can I submit Auto Finance Feedback online?

You can submit Auto Finance Feedback here.

5.

I haven’t received my welcome letter, what should I do?

Don’t worry, simply sign up for online banking to access all your account information, 24 hours a day. You’ll also be able to make payments, update personal information, view account history and more. Your welcome letter should arrive within 10 business days from when your loan was funded.

6.

I haven’t received a payment coupon book, what should I do?

At Capital One, there are no payment coupon books. You can manage your accounts online, including viewing your statements, making payments, and much more. Statements are generated about 21 days prior to your due date and you will have 24-hour access to your statements in your online account. If you haven't already, sign up for online banking.

7.

How can I view my auto loan online?

If you haven’t already, sign up for online banking. Once you enroll, you can manage your auto loan account with anytime, anywhere convenience. In addition to being able to download our highly-rated app, you’ll be able to make payments, change due dates, access exclusive online tools and much more.

8.

What are your online features?

An online account offers a whole lot of flexibility and convenience so you can:

  • make payments
  • view loan details
  • update personal information
  • change due dates (if eligible)
  • view monthly statements
  • set up recurring payments
  • view transactions
  • and much more

Plus, you’ll have 24-hour access to exclusive online tools that'll help you save money and time. Sign in or enroll to take advantage of everything online banking has to offer.

9.

How is my information reported to credit bureaus?

We report to the national consumer reporting agencies monthly. If your account is 30 or more days past due, you may be reported as delinquent.

To learn more about monitoring your credit and accessing your credit reports, go here: https://capital.one/MonitorYourCredit

How do I pay my Capital One auto loan by phone?

Call 1-800-946-0332 and make a one-time payment or set up a recurring payment plan over the phone.

How do I make a Capital One auto payment?

Sign in to your account. On your account page, click Setup AutoPay. Follow the steps to set up AutoPay.

How do I access my Capital One auto loan?

How can I access my auto loan online? As a new or current customer, simply enroll in Online Banking to access your auto loan account online. You'll need your last name, social security number, and date of birth. If you have questions, please contact us.

How can I pay my car payment?

Use the payment stub attached to your monthly statement..
If you don't have personal checks, you can also use a money order or cashier's check to make your payment through the mail..
If you mail in your payment, make sure you mail it in plenty of time for it to get there before the due date or it might be considered late..