| Bringing people in under false pretenses is likely to arouse consumer ire and attract law enforcement attention. That’s why advertisers should review their websites, apps, and marketing materials through the eyes of prospective customers. Part of that consumer-centric approach should include regularly evaluating consumer complaints and listening to what people are saying to your customer service representatives. Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when posted. Show
Advertiser Disclosure Advertiser DisclosureCloseWe think it's important for you to understand how we make money. It's pretty simple, actually. The offers for financial products you see on our platform come from companies who pay us. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. Compensation may factor into how and where products appear on our platform (and in what order). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. You hear the phone ring and the caller ID says it’s from the Social Security Administration. When you pick up the phone, a voice on the other end says your Social Security account is about to be suspended unless you reveal some personal information. Don’t fall for it.The Federal Trade Commission says these Social Security scam calls are on the rise. In fact, the FTC received 76,000 complaints in the last 12 months about this phone scam, up from just 3,200 complaints in 2017. Victims of this scam reported collective losses of $19 million in those 12 months, according to the FTC. How can you protect yourself and keep your personal information safe? Check out some tips below.
How to tell whether the call is a scamThere are a few tell-tale signs to look out for in this scam. The fraudsters are going to pretend they’re from the Social Security Administration — and they’ll likely be pretty convincing. The callers often say that you need to provide highly personal information — like your full Social Security number — to prevent your account from being suspended. The scammer may then ask you to withdraw money from a bank account and put it on a gift card to keep your Social Security or bank accounts from being seized. If you get a call like this, hang up. This is a scam. The FTC says the Social Security Administration would never threaten your benefits or tell you to put money on a gift card, wire money or send cash. What should you do if someone tries this scam on you?The first thing you should do if you notice any of the red flags above is hang up. Remember, even if you answer a call from what appears to be the real Social Security Administration number, 1-800-772-1213, it could still be a scammer. The safest thing to do is end the call and dial the number yourself so you can speak to a real Social Security employee and confirm whether the agency actually needs information from you. If you do get one of these scam calls, you can file an online complaint with the FTC to help the agency warn others. What can you do to try to protect your personal information?The important thing to remember is that your personal information is yours, and you shouldn’t feel pressured to give it out. In addition to the tips above, there are some other ways to reduce your risk of scams in the digital age.
Calculate your Social Security benefitUse our Social Security calculator to find your estimated monthly Social Security benefit for when you retire. About the author: Paris Ward is a content strategist at Credit Karma, providing readers with the latest news that will aid their financial progress. She has more than a decade of experience as a writer and editor and holds a bachelor’s… Read more. Will Credit Karma call me?You may receive a call from Credit Karma Fraud Services to verify certain recent Credit Karma Visa® Debit Card transactions if the automated system determines that a recent transaction needs your confirmation.
Why is my Credit Karma spend account locked?You can reset your PIN by logging into your Credit Karma Money Spend account. If you enter an incorrect PIN 3 times your card is automatically locked.
How long does Credit Karma spend account disputes take?Generally speaking, the entire process takes about a month from the date you submit the dispute. According to the FTC, the three major credit bureaus must investigate the disputed items “unless they consider your dispute frivolous” and the investigation is “usually within 30 days” after you dispute an item.
How do I dispute a charge on Credit Karma?To open a dispute online:. From your money home screen, select the transaction you wish to dispute. ... . You will be able to see additional information about the transaction, if you still need to dispute the transaction select See an issue with this transaction? ... . Follow the on screen prompts to tell us more about your dispute.. |
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