Forethought life insurance customer service phone number

If you have a question about your MassMutual policy or plan, please contact us at one of the options below. We're happy to help.

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Account FAQs

  • General
  • Account Creation and Log In
  • Account Servicing
  • Billing and Payments
  • Mobile App

 What are the benefits of creating an account on MassMutual.com?

An account on MassMutual.com saves time and makes updating policy details — on your preferred device — easy. After you've claimed your account, a personalized Dashboard provides a snapshot of your policies and accounts with MassMutual. You can view policy details, including people on your policy, beneficiaries, outstanding loans, payments due, value, investment selections, and more. You can also set up recurring payments, change your address, view 1099 forms, view policy statements, and find helpful financial resources.

  Who can create an account on MassMutual.com?

Anyone can create an account on MassMutual.com. However, only policy owners and those representing a trust or corporation can claim their accounts and view details after logging in. Beneficiaries, insured, payors, and other relationship types cannot register and claim accounts related to a policy.

 Why can’t I log in to my account?

  • There are a few reasons why you may not be able to log in to your MassMutual online account:
  • System maintenance - We will post a message on the login screen indicating that the system is currently offline due to maintenance. Please revisit the login page later.
  • Outdated or unsupported browser - Try accessing your account from a different browser.

If you continue to experience issues, please reach out to our Service Center at 1-888-357-0053, Monday - Friday 8 a.m. - 8 p.m. ET.

  What do I need to create an account?

You will need an email address and a phone number. For individuals who represent a trust or corporation, you will need your policy number and Tax Identification Number (TIN).

  When creating an account, why am I asked to choose squares inside of a picture identifying common objects like signs, cars, doors, etc.?

You are interacting with a security feature whose intent is to ensure you are a person and not an automated bot. This is an approach commonly used by fraudsters to gain access. This is normal and is required if you are prompted. To learn more, visit ReCAPTCHA.

  Can I use the same email address to create an account for my spouse and myself?

You must supply a unique email address for each policy owner and/or representative of a trust or corporation. We implemented this strategy in order to protect you as a customer. We understand this makes it difficult for some households and individuals who own a personal policy as well as represent a trust or corporation. We are actively researching solutions for these customer relationships.

  Why do I have to provide so much personal information?

MassMutual takes your security very seriously and in response to the changing technological landscape, we believe providing this information is the best way to ensure your business with us is safe and we are only interacting with you, our customer, and not someone pretending to be you. All of your personal information is secure and not shared with other parties.

  Can I change my username, password, or security phone number after I create an account?

Yes. You can update your username, password, and security phone number by logging in and visiting Login Settings under Your Profile and following the steps provided. You may be prompted to verify your new email or phone number.

  What if I no longer have access to my email and forgot the password to my account?

If you no longer have access to the email you used as your username and have forgotten your password you will need to call our Service Center at 1-888-357-0053 Monday - Friday 8 a.m. - 8 p.m. ET to have it changed.

  What if I no longer have access to the phone number used to authenticate my account?

If you no longer have access to the phone number you previously used to authenticate, choose a different phone number during login. We may walk you through additional security measures in order to process the change.

 How do I change my address?

Log in or register to view or change your address(es) by visiting your profile Account Settings.

  Can I go paperless?

Yes. In addition to paperless billing, customers with a variable life or variable annuity are eligible to choose paperless for the following document types:

  • Prospectuses
  • Prospectus supplements
  • Fund statements (annual or semi-annual).

Visit your profile to learn more.

  I changed my name. What do I do next?

For your life or disability insurance policy, you can change your name by completing this form.
For name changes related to an annuity contract, please complete and return this form.

  How do I update my beneficiary?

Most life insurance beneficiary changes can be initiated by logging into your account and selecting "Change my Beneficiary" from the Quick Actions. You can also contact the Service Center at 1-800-272-2216, or download the Beneficiary Change Form/FR2265 form and follow the instructions on the last page to submit your changes for processing.
To change the recipient of benefits for your disability income policy or annuity, please contact the Service Center at 1-800-272-2216.

  Where can I download my 1099?

For insurance accounts, log into MassMutual.com to download your 1099 form(s).
On your dashboard, click the blue tile for your policy. From the Quick Actions section, select 'Documents Hub'.

For annuity accounts, log into MassMutual.com to download your 1099 form(s).
On your dashboard, click the blue tile for your policy. From the Quick Actions section, select 'View 1099s'.

  Where can I download policy statements?

For insurance accounts, log into MassMutual.com to download your policy statement(s).
On your dashboard, click the blue tile for your policy. From the Quick Actions section, select 'Document Hub'.

  Where can I view the value of my MassMutual insurance policy(ies) or annuity(ies)?

Log in or register to view the value of your eligible MassMutual products. If applicable, the value is displayed within Policy Details after clicking on the blue product tile from the dashboard. Alternatively, you can contact your financial professional or our Service Center at 1-800-272-2216.

  What does it mean if I see "Call for Value" displayed for a value on my policy?

"Call for Value" is displayed when the value is unavailable for display on MassMutual.com and may require a customer service representative or your financial professional to assist. Please call the Service Center at 1-800-272-2216 or your financial professional for more information.

  Where can I find frequently asked questions about pension annuities?

  How do I file a claim?

We’re here to help you through this difficult time. You can find information on initiating most claim types by visiting the Claims Center. You can also contact your financial professional or call our Service Center at 1-800-272-2216.

  How do I cancel my policy?

We would love the opportunity to understand why you want to cancel your policy and how we can help. To discuss alternative options or have us assist you with closure, please call 1-800-272-2216 or reach out to your financial professional.

  How can I contact my financial professional(s)?

Log in or register to view your financial professional(s) profile and contact information.

  Can I manage my dividends online?

At this time, we do not offer the capability to manage your dividends online.

 How do I make a payment on my policy?

Log in or register and select the "Payments" option at the top of the page. Choose the appropriate policy from the dropdown and click on the "Pay" button.
For non-policyowners, you can make a payment using our Guest Pay option. On the MassMutual home page, select the "Payments" option at the top of the page, and then select the "Guest Pay - One Time Payment" option.

  How can I set up a recurring payment for my policy?

Log in or register and select the "Payments" option at the top of the page. Choose the appropriate policy from the dropdown and select the AutoPay option. You will have the option to set up Premium, Loan, or Loan Interest AutoPay.


For non-policyowners, you may establish recurring payments using our Guest Pay option. On the MassMutual home page, select the "Payments" option at the top of the page, and then select the "Guest Pay - Recurring Monthly Payment" option. Please note that you may only set up monthly recurring payments using this option. For policies on an annual, semi-annual, or quarterly billing frequency, the policyowner must log in to establish recurring payments.

  How can I save bank information for future payments?

Log in or register, select “Payments” on the top of the page, and then select the "Banks" option. You will have the option to either edit an existing bank or save a new one. Please also note that bank information is automatically saved once you make a payment as a registered user.

  How can I sign up for paperless billing /email notification?

The paperless billing option will allow you to receive email notification that you have a premium due, which will provide you with a link to access your bill and make a payment.
To sign up for paperless billing, log in or register. Select the "Payments" option at the top of the page and then choose the appropriate policy from the dropdown. Go to the "Paperless" option, select "Turn On" and complete the appropriate information.

  • Please note the following exception:
  • Certain states require us to mail a paper bill even if you have elected paperless billing.
  • If you do not pay your bill within 30 days of the due date, we are required to send you a reminder notice in the mail.

  How do I view and download current bills?

Log in or register and select the "Payments" option at the top of the page. Choose the appropriate policy from the dropdown and then navigate to the "Pay" tab. If you have an existing bill due, you will be able to view and download it here. Outstanding bills will also be shown in the "To Do" section on the Dashboard. Bills are available approximately 30 days prior to your payment due date.

  Can I make a payment without creating an account?

Yes, MassMutual offers an online guest payment option. On the MassMutual.com home page, select the “Payments” option at the top of the screen. You will have the option to make a one-time payment or establish monthly recurring payments.
However, we recommend that you create an account. With a MassMutual account, you can make online payments, set up recurring payments, view your bill, elect paperless billing, save bank information, and more.

  Can I change my billing frequency online?

You may choose to establish monthly recurring payments if you are on annual, semi-annual, or quarterly billing. However, all other frequency changes cannot be completed online. Please contact our Customer Service Center at 1-800-272-2216 for assistance Monday - Friday 8 a.m. - 8 p.m. ET.

  How can I stop/change recurring payments on my policy?

Log in or register and select the "Payments" option at the top of the page. Select the appropriate policy from the dropdown and then select the "Edit" option to update or cancel your recurring payment. If you are making changes on the date the withdrawal will occur, you must do so by 4 p.m. ET. Any changes made after 4 p.m. ET will be effective for the next scheduled withdrawal date.
Please note that monthly recurring payments cannot be cancelled online. Please contact our Customer Service Center at 1-800-272-2216 for assistance Monday- Friday 8 a.m. – 8 p.m. ET.

  How can I make a payment towards the loan on my policy?

Log in or register and select the "Payments" option at the top of the page. Choose the appropriate policy from the dropdown. Your outstanding loan balance will display along with a link to make a loan payment or set up recurring payments.

  How can I make a payment towards the loan interest on my policy?

Log in or register and select the "Payments" option on top of the page. From the dropdown, select the policy for which you would like to make a loan interest payment. If your loan interest bill is due, you will see a link to make a payment. Otherwise, you can go to the AutoPay tab and set up recurring payment on loan interest.
If you receive an annual, semi-annual, or quarterly bill for your premium, your loan interest will be billed with the policy premium on your policy anniversary date. Loan interest is due in full (partial interest payments cannot be made).
If you receive a separate bill for loan interest, you may make a one-time online payment or you may take advantage of our loan interest Autopay feature to establish recurring payments.

  Can I use a credit card for an online payment?

At this time, we do not accept online credit card payments. Please contact our Customer Service Center at 1-800-272-2216 to determine if you are eligible to make a credit card payment.

  Can I make one combined payment for all of my MassMutual policies?

We do not support the option of making one payment to cover multiple policies. Payments must be made at the individual policy level. However, you are able to save your banking information at the customer level, so you can choose any previously added bank when making an online payment or setting up recurring payments.

  How can I change the bank information used to pay my policy?

Log in or register and select “Payments” at the top of the page. Click on the Banks tab and edit your bank information.

Connect with a Financial Professional

Other Contact Inquiries

What happened to Forethought Life Insurance Company?

Forethought Life Insurance Company (formerly Fairfield Life Insurance Company) (“Forethought”) is domiciled in Indiana and was acquired by Forecorp, Inc., a subsidiary of Hillenbrand Industries, Inc.

Is Global Atlantic the same as forethought?

Global Atlantic Financial Group is the marketing name for Global Atlantic Financial Group Limited and its subsidiaries, which include Forethought Life Insurance Company. Each subsidiary is responsible for its own financial and contractual obligations.

Is forethought a good company?

Forethought received an A (Excellent) financial strength rating from AM Best, which is the third-highest available grade. 4 We typically don't recommend any insurance providers that score below the A bracket.

Are Athene and accordia the same company?

In 2013, Athene sold most of the life insurance business acquired from Aviva USA to Accordia Life and Annuity Company, a subsidiary of Global Atlantic Financial Group.