Neighbors federal credit union mobile deposit funds availability

ONLINE BANKING SERVICES

At Good Neighbors, we’re constantly developing ways to make our services available to our members in every way possible. Our online banking and mobile app gives you the ability to do business with us wherever and whenever it is convenient for you; 24 hours a day, 7 days a week.

With our mobile and online banking services, you will be able to:

  • Deposit your checks on our Mobile Deposit app feature
  • Balance your checkbook
  • Transfer funds from one account to another
  • Make payments on your loan
  • Spot potential fraud faster

We want to lessen the time you spend sorting through your mail by offering e-statements! This paperless feature provides you with a digital version of your statement in your email. To view e-statements, you will have to login to online-banking, click on the e-statements tab, and select the date of your e-statement that you wish to view. To enroll, please contact one of our Member Service Representatives at 716-681-1460 or stop by and see us.

OTHER SERVICES

We offer a number of other free or discounted services for our members. These services are simply meant to help enhance your benefits as a member of the credit union and as a Good Neighbor.

ATM Access

24-hour banking at surcharge free ATMs nationwide within the Allpoint Network (available at Target, Wegmans, Rite Aid, CVS, and more!)

ACH Direct Deposit

Any recurring government check, such as Social Security, Veterans, NYS Retirement, or your payroll check, can be directly deposited to any of your accounts with us.

Member Direct Insurance Program Offering

Auto, Homeowners, and Life, Accidental death and dismemberment, and Mechanical repair coverage.

Electronic Payments

Credit Life and Credit Disability Insurance

Notary Public Service

Money Orders

Cashier Checks

VISA Gift Cards

Wire Transfers

Debt Counseling and Credit Rebuilding

Looking for an ATM? Let us help you with that.

Your Schedule is Busy Enough…Why Not Visit the Branch From Your Phone?

It’s secure for worry-free transactions, open 24/7, and easy to use for everyone, no matter how comfortable you are with technology. 

  • View account balances and transactions 

  • Transfer funds  

  • Deposit checks 

  • View cleared checks 

  • Pay bills  

  • Make loan payments  

  • View eStatements 

  • Send money to others with Popmoney 

  • Set up alerts

Download MyNUFCU Mobile in the iOS App Store or Google Play Store. You must be enrolled in Online Banking to use MyNUFCU Mobile. Enroll now.

Neighbors federal credit union mobile deposit funds availability

Neighbors federal credit union mobile deposit funds availability

Mobile banking is free. Standard messaging and data rates may apply. 

Mobile Check Deposit

Deposit your checks through your phone or tablet.  Just tap, snap, and deposit! Available for free in the MyNUFCU Mobile App. 

Simply:

  1. Open the MyNUFCU Mobile App.

  2. Select deposit from the menu.

  3. Endorse the back of your check.

  4. Snap a picture of the front of the check. 

  5. Click OK when you’ve captured both sides.

  6. Fill out the amount and you’re done!

Access a Branch When it’s Convenient for You

We are always open online. Online Banker makes it easy and convenient to manage all your funds without having to visit a branch. So, scratch that errand, walk down the hall, or car ride off the to-do list. You don’t have to go anywhere to manage all your finances.

  •  View account balances and transactions

  •  Transfer funds 

  •  View cleared checks

  •  Pay bills 

  •  Make loan payments 

  •  Enroll eStatements

  •  Send money to others with Popmoney

  •  Set up alerts

First Time Users: If you have already received a Logon ID and PIN Enroll Now for access. 

To receive your four-digit PIN: Email us or call (864) 941-8900 and select option 2. We will issue you a PIN for you to self-enroll. 

Bill Pay 

Make your life easier and pay your bills quickly, for free, with Checkfree! 

Pay things like rent, utilities, doctor bills, cable bills, and everything in between with just a few clicks! No checks. No stamps. We handle it all for you. Enroll by going to the Bill Pay link from within Online Banking or your Mobile app.

eStatements

Why check the mailbox for your statement(s) when you can view them faster online! Enroll in eStatements, not only is it easy but it helps protect your information too. 

Safe. Protected with a password-protected page.
Convenient. Print them (or don’t print them) at your convenience.
Good for the neighborhood. Saves on paper and excess waste.

Log on to Online Banking and enroll today! Please note – you must register from a desktop. After that you will have access to view statements from your smartphone or other device. 

NOTICE: Effective November 1, 2020 there will be a $2.00 fee for paper statements. Not applicable for members under 18 or over 60 years of age. You can easily enroll for eStatements when you log into Online Banking and avoid this monthly fee.

PopMoney 

Don’t write that check. Don’t run to the ATM for cash. 

Email it. Text it. Pay people with PopMoney. They don’t even need a Neighbors United Account! (Although why not invite them to join our family!)

Contact us today to find out how to become a member. Please fill in the information in the form below and submit to start the process.

All you need is the recipient’s name, email address or mobile phone number. There’s never a need to exchange account numbers. You can send money to your friends, family or almost anyone. They will be notified by email or text message that you wish to send them some virtual green. 

  •  Payments are made securely every time

  •  Transactions can post as soon as the next day

  •  Private information is kept private

  •  Make payments any time, for any amount up to $10,000.00

It’s fast. It’s secure. It’s convenient. It’s Popmoney. Use it to:

  • Send money to your child at college

  • Send a gift to family and friends

  • Pay back friends for a fun outing

  • Pay your babysitter or lawn care service

  • Pay rent to your landlord or roommates

It’s easy to get started:

Already enrolled in Online Bill Pay? It’s just as easy to use Popmoney.

  1. Login to Online Banking.

  2. Click on the “Pay Bills” tab.

  3. Click the “Popmoney” tab.

It’s that simple!

Not signed up for Online Bill Pay? Sign up today!

Terms and conditions apply.

Could you add this copy to the online banking page?

Account to Account (A2A ) Transfer to another Financial Institution

A2A allows members to transfer funds to or from their Neighbors United savings or checking account or from their accounts at different financial institutions.

  • Avoid having to make a trip to a branch.

  • The total time frame for each transfer can be as quick as the next business day.

  • Members can perform 1 time or reoccurring transfers.

  • Up to 18 months of A2A transfer history is retained on-line.

  • View status of pending, in process and completed transfers.

Transferring funds is easy, simply:

  • Add the accounts you want to transfer funds to/from by selecting “Transfer” in online banking.

  • Enter information about the account including the account number, type and the name on the account.

  • To confirm ownership of the account, we will send three trial transactions via ACH. You will see two small deposits and one small withdrawal approximately 2 business days after you add the account.

  • To finalize account confirmation, return to “A2A Accounts” and select the Confirm link to the right of the account. Enter the amount of the transactions and the account will be confirmed.

When you are ready to schedule a transfer, simply go to A2A transfers, choose the accounts, date and amount you wish to transfer, and you’re done! The transfer will be done in two steps – first the money will be withdrawn from the funding account and then the money will be deposited in the receiving account. Transfers will be complete as soon as one business day after the scheduled date. You will receive notification when an external account is added and when a transfer fails.

*Members can deposit/withdrawal from a preferred account by setting it up in branch. This will display in bill pay as the preferred account.

Are mobile deposit funds available immediately?

Unless a hold is placed, deposits on a business day before cutoff time will be processed that night and are generally available the next business day.

How long until mobile deposit funds are available?

In some cases, a mobile check deposit can be available within just a few minutes of uploading the check into the mobile banking app. However, it usually takes around one business day for deposits to go through. Following instructions from the bank carefully regarding uploads can speed up the deposit timeline.

Do mobile deposits clear same day?

Mobile Check Deposit Funds deposited before 9:00 p.m. ET on a business day will generally be available the next business day. Funds deposited before 8:00 p.m. PT on a business day will generally be available the next business day. You will be notified if a hold is placed on any deposited funds.

Does Neighbors Federal Credit Union use Zelle?

It's easy — Zelle is already available within Neighbors Federal Credit Union's mobile banking app and online banking within Bill Pay! Check our app or sign-in online and follow a few simple steps to enroll with Zelle today.