Blue cross blue shield medicare supplement plans massachusetts

Q: Who is the best Medicare Supplement provider?

Heres how the top Medicare Supplement Insurance companies stand out in 2022: Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance. Best for member satisfaction: Mutual of Omaha Medicare Supplement Insurance. Best for low premiums: Aetna Medicare Supplement Insurance.

If you live in Massachusetts, you have guaranteed issue rights to buy a Medigap policy, but the policies are different.

Table of Contents Show

Basic benefits
Medigap plans
Supplement 1 Plan
Supplement 1A Plan
Compare these plans side-by-side
For more information
How much does Medicare supplemental insurance cost in Massachusetts?
Is Blue Cross Blue Shield of Massachusetts Medicare?
Which Medicare Supplement plan is the most popular?
Who is the best Medicare Supplement provider?

Basic benefits

Inpatient hospital care: covers the Part A coinsurance plus coverage for 365 additional days after Medicare coverage ends.
Medical costs: covers the Part B coinsurance (generally 20% of the Medicare-approved amount).
Blood: covers the first 3 pints of blood each year.
Part A hospice coinsurance or copayment.

Medigap plans

Core Plan

Covers

Basic benefits [glossary] .
60 days per calendar year of inpatient days in mental health hospitals.
State-mandated benefits (yearly Pap tests and mammograms. Check your plan for other state-mandated benefits).

Doesn't cover

Part A: inpatient hospital deductible.
Part A: skilled nursing facility coinsurance.
Part B: deductible.
Foreign travel emergency.

Supplement 1 Plan

Covers

Basic benefits.
Part A: inpatient hospital deductible.
Part A: skilled nursing facility coinsurance.
Part B: deductible.*
Foreign travel emergency.
120 days per calendar year of inpatient days in mental health hospitals.
State-mandated benefits including yearly Pap tests and mammograms. Check your plan for other state-mandated benefits.

*Note: Supplement 1 Plan (which includes coverage of the Part B deductible) will no longer be available to people who are new to Medicare on or after January 1, 2020. These people can buy Supplement 1A Plan. However, if you were eligible for Medicare before January 1, 2020 but not yet enrolled, you may be able to buy Supplement Plan 1.

Supplement 1A Plan

Covers

Basic benefits.
Part A: inpatient hospital deductible.
Part A: skilled nursing facility coinsurance.
Foreign travel emergency.
120 days per calendar year of inpatient days in mental health hospitals.
State-mandated benefits including yearly Pap tests and mammograms. Check your plan for other state-mandated benefits.

Compare these plans side-by-side

If a "yes" appears, the plan covers the described benefit 100%. If "no" appears, the policy doesn't cover that benefit.

Medigap Benefits	Medigap Plans
Core Plan	Supplement 1	Supplement 1A
Basic benefits	Yes	Yes	Yes
Part A: inpatient hospital deductible	No	Yes	Yes
Part A: skilled nursing facility coinsurance	No	Yes	Yes
Part B: deductible*	No	Yes*	No
Foreign travel emergency	No	Yes	Yes
Inpatient days in mental health hospitals	60 days per calendar year	120 days per benefit year	120 days per benefit year
State-mandated benefits (yearly Pap tests and mammograms. Check your plan for other state-mandated benefits.)	No	Yes	Yes

*Supplement 1 Plan (which includes coverage of the Part B deductible) will no longer be available to people who are new to Medicare on or after January 1, 2020. These people can buy Supplement 1A Plan. However, if you were eligible for Medicare before January 1, 2020 but not yet enrolled, you may be able to buy Supplement Plan 1.

For more information

Find a Medigap policy.
Call your State Health Insurance Assistance Program (SHIP).
Call your State Insurance Department.

Calling this number will direct you to a licensed sales agent. BlueCross BlueShield of South Carolina is a Medicare Advantage PPO and HMO plan with a Medicare contract. Enrollment depends on contract renewal.

The Silver&Fit program is provided by American Specialty Health Fitness, Inc., a subsidiary of American Specialty Health Incorporated (ASH). Silver&Fit and the Silver&Fit Signature Series are federally registered trademarks of ASH and used with permission herein. Silver&Fit is an added-value discount program. Its services and discounts are offered to BlueCross members in addition to, but not included in, the services and benefits covered under a BlueCross policy.

Your health plan complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.

BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross Blue and Shield Association.

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How much does Medicare supplemental insurance cost in Massachusetts?

MA Medicare Supplement Core Your Core plan will pay $389 per day for days 61-90 of each benefit period, and $778 per day for days 91-150 in 2022.

Is Blue Cross Blue Shield of Massachusetts Medicare?

Blue Cross Blue Shield of Massachusetts is an HMO and PPO Plan with a Medicare contract.

Which Medicare Supplement plan is the most popular?

Plan F, Plan G and Plan N are the most popular types of Medicare Supplement plans. Medicare Supplement Plan F is the most comprehensive Medigap option available, providing beneficiaries with 100% coverage of Medicare-covered medical expenses after Original Medicare pays its portion.

Who is the best Medicare Supplement provider?

Here's how the top Medicare Supplement Insurance companies stand out in 2022: Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance. Best for member satisfaction: Mutual of Omaha Medicare Supplement Insurance. Best for low premiums: Aetna Medicare Supplement Insurance.

blue cross blue shield medicare supplement plans massachusetts